I have never been able to understand car insurance and I am officially completely flummoxed by the latest twist. The situation is as follows:
I drove my car to France. I have now been here for two-and-a-bit months and have been informed that my ‘foreign use’ cover ends on 7th June. But I will be here until September. Simple, I think, I’ll just pay whatever top-up premium is required to cover the extra months. Not so simple. Not even possible. In fact, I will have to pay an extra €30 per week for the final 30 days to 7th June because my policy only allows for ‘foreign use’ for up to 60 days.
Okay, what if I get it covered by a French insurance company? Not possible either – unless I get my car registered in France (which could take up to 3 months and many charges) and take out a full year’s insurance.
The fact that my insurance company also operates in France appears to be beside the point. There is no way that they can communicate and/or cooperate in order to keep a client happy.
So, I am now faced with the horrible prospect of having to drive my car back to Dublin before 7th June and leave it on a roadside somewhere while I return to France and grieve over my lost wheels. And, yes, I have investigated ‘long term car hire’ and can’t find a single rental company that offers an affordable rate.
I must be missing something (aside from company for the lonely brain cell). Any ideas?